College Planning Resources

Student Financial Assistance Programs

Financial Aid Overview


If you're exploring options for paying for college, see Find Aid. You'll learn about the various kinds of financial aid (loans, grants, and work-study), how to apply, common myths, and more.


Financial aid professionals at banks, colleges, guaranty agencies, and other postsecondary or lending institutions will want to see our online library of technical publications, regulations, and policy guidance on the administration of the student financial assistance programs.


If you're looking for grant information not related to student aid, please see Grants and Contracts.




Federal Student Aid

If you're planning for college and looking for financial aid, start here. GO >


Apply for College Aid

Apply here. More than 9 million students get an ED grant or loan each year. GO >


 Consider Consolidating

Consider consolidating your loans -- rates have never been lower. GO >


Check Your Aid History

If you have a Pell Grant, Stafford Loan, PLUS Loan, or Consolidation Loan, find out all the details. GO >


For Aid Professionals

Most ED financial aid services for schools are now electronic. Find all our services here, as well as systems manuals, policies, and requirements for the aid office. GO >


Federal Student Aid








Students Portal


Office Contacts


Financial Partners Portal


Reports & Resources





The 1998 Reauthorization of the Higher Education Act (HEA) established a performance-based organization to administer the Federal Student Aid programs at the U.S. Department of Education. These programs include grants, loans, and work-study to help students pay for education beyond high school. This webpage will keep you abreast of the changes to our organization and our progress in reinventing these important programs, which provided approximately $113 billion of financial aid during fiscal year (FY) 2009 to almost 13 million college students.


     How we serve the public

  • Applying for federal grants, loans, and work-study costs nothing! More than 16 million students use the Free Application for Federal Student Aid (FAFSA) each year, and many of them apply online at FAFSA on the Web.
  • The Federal Student Aid Information Center helps students complete the application and provides the public with free information about our programs. You can call 1-800-4-FED-AID to speak to a specialist about our student aid programs, or visit Student Aid on the Web for more information.
  • The Direct Loan Program includes Stafford, PLUS, and Consolidation Loans and is run by the Department of Education. The Direct Loan website offers a variety of interactive tools for students, including repayment and budget calculators, and links to other sites pertinent to Direct Loans.
  • We maintain a robust collection of technical documents for financial aid administrators, auditors, and other organizations at Information for Financial Aid Professionals.
  • Also for financial aid professionals is PEPS, the information system for Federal Student Aid. At the PEPS website you'll find hotline information and what's new in PEPS and Case Management. There's also downloadable weekly extracts of selected PEPS fields, connectivity instructions, and security forms to request new user IDs. The site offers the Case Management and Oversight (CMO) weekly institutional updates and the PEPS training guides.
  • The website is the U.S. Government-wide initiative to deliver electronic, web-based services from government agencies and organizations to postsecondary students.
  • We have established an Ombudsman's office to assist borrowers in resolving student loan issues.
  • The HEA authorizes an "experimental sites" initiative that allows schools that apply and qualify for participation to use alternative methods to meet some of the requirements for administering the Federal Student Aid programs. See the website for more information.


US State Government Aid


The Free Application for Federal Student Aid (FAFSA) is used to apply for most state loan, grant and scholarship programs, in addition to the federal loans and grants. When you submit the FAFSA to the US Department of Education, they forward the information on the form to the state student assistance agency.

Each state has a different FAFSA submission deadline. If you submit your FAFSA by March 1, you will be in time for all state deadlines, other than Michigan. If you miss the deadline, you will be ineligible to receive state aid for the entire academic year.


Procedures for applying for state prepaid tuition programs and the national guard differ from state to state.

The amount of information provided on the state web sites varies from state to states. Some states provide comprehensive information about residency requirements, loan, grant, scholarship and prepaid tuition programs and other state aid programs. Others provide minimal information.


The US Department of Education also publishes a list of State Higher Education Agencies.

We recommend visiting the sites for both your state of residence and for the states of the colleges to which you are applying.


A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
Territories and Others


Alabama Commission on Higher Education
Suite 205
3465 Norman Bridge Road
Montgomery, Alabama 36105-2310
(334) 281-1998


State Department of Education
Gordon Persons Office Building
50 North Ripley Street
Montgomery, Alabama 36130-3901
(205) 242-8082


Alaska Commission on Postsecondary Education
3030 Vintage Boulevard
Juneau, Alaska 99801-7109
(907) 465-2967


State Department of Education
Goldbelt Place
801 West 10th Street, Suite 200
Juneau, Alaska 99801-1894
(907) 465-8715


Arizona Commission for Postsecondary Education
2020 North Central Ave., Suite 275
Phoenix, Arizona 85004-4503
(602) 229-2531


State Department of Education
1535 West Jefferson
Phoenix, Arizona 85007
(602) 542-2147


Arizona Commission for Postsecondary Education


Arkansas Department of Higher Education
114 East Capitol
Little Rock, Arkansas 72201-3818
(501) 324-9300


Arkansas Department of Education
4 State Capitol Mall, Room 304A
Little Rock, Arkansas 72201-1071
(501) 682-4474


California Student Aid Commission

Mailing address:
P.O. Box 419026
Rancho Cordova, CA 95741-9026

Street Address:
California Student Aid Commission
3300 Zinfandel Drive
Rancho Cordova, CA 95670
Customer Service Department: (916) 526-7590


California Department of Education
721 Capitol Mall
Sacramento, California 95814
(916) 657-2451


California Postsecondary Education Commission


Colorado Commission on Higher Education
Colorado Heritage Center
1300 Broadway, 2nd Floor
Denver, Colorado 80203
(303) 866-2723


State Department of Education
201 East Colfax Avenue
Denver, Colorado 80203-1705
(303) 866-6779


Connecticut Department of Higher Education
61 Woodland Street
Hartford, Connecticut 06105-2326
(860) 947-1855


Connecticut Department of Education
165 Capitol Avenue
P.O. Box 2219
Hartford, Connecticut 06106-1630


Delaware Higher Education Commission
Carvel State Office Building, Fourth Floor
820 North French Street
Wilmington, Delaware 19801
(302) 577-3240


State Department of Public Instruction
Townsend Building #279
Federal and Lockerman Streets
P.O. Box 1402
Dover, Delaware 19903-1402
(302) 739-4583


Department of Human Services
Office of Postsecondary Education,
Research and Assistance
2100 Martin Luther King, Jr., Avenue, SE
Suite 401
Washington, DC 20020
(202) 727-3685


District of Columbia Public Schools
Division of Student Services
4501 Lee Street, N.E.
Washington, DC 20019
(202) 724-4934


DC Tuition Assistance Grant
The DC Tuition Grant pays the difference between in-state and out-of-state tuition at public colleges and universities nationwide or provides $2,500 per year to go to private colleges and universities in the DC metro area and private historically black colleges and universities nationwide. Recipients must be residents of Washington, DC. If you have not graduated from high school in Washington, DC within the past three years, you must be able to prove that you have been a resident of Washington, DC for the last five years. Children of diplomats are not eligible.


Florida Department of Education
Office of Student Financial Assistance
1344 Florida Education Center
325 West Gaines Street
Tallahassee, Florida 32399-0400
(904) 487-0649


Florida Board of Regents


Georgia Student Finance Commission
State Loans and Grants Division
Suite 245
2082 East Exchange Place
Tucker, Georgia 30084
(404) 414-3000


State Department of Education
2054 Twin Towers East, 205 Butler Street
Atlanta, Georgia 30334-5040
(404) 656-5812


Hawaii State Postsecondary Education Commission
2444 Dole Street, Room 202
Honolulu, Hawaii 96822-2394
(808) 956-8213


Hawaii Department of Education
2530 10th Avenue, Room A12
Honolulu, Hawaii 96816
(808) 733-9103


Idaho Board of Education
P.O. Box 83720
Boise, Idaho 83720-0037
(208) 334-2270


State Department of Education
650 West State Street
Boise, Idaho 83720
(208) 334-2113


Illinois Student Assistance Commission
1755 Lake Cook Road
Deerfield, Illinois 60015-5209
(847) 948-8500


State Student Assistance Commission of Indiana
Suite 500, 150 West Market Street
Indianapolis, Indiana 46204-2811
(317) 232-2350


Indiana Department of Education
Room 229 - State House
Center for Schools Improvement
and Performance
Indianapolis, Indiana 46204-2798
(317) 232-2305


Indiana Commission for Higher Education


Iowa College Student Aid Commission
914 Grand Avenue, Suite 201
Des Moines, Iowa 50309-2824
(800) 383-4222


Iowa Department of Education


Kansas Board of Regents
700 S.W. Harrison, Suite 1410
Topeka, Kansas 66603-3760
(913) 296-3517


State Department of Education
Kansas State Education Building
120 East Tenth Street
Topeka, Kansas 66612-1103
(913) 296-4876


Kentucky Higher Education Assistance Authority
Suite 102, 1050 U.S. 127 South
Frankfort, Kentucky 40601-4323
(800) 928-8926


Kentucky Council on Higher Education


Louisiana Student Financial Assistance Commission
Office of Student Financial Assistance
P.O. Box 91202
Baton Rouge, Louisiana 70821-9202
(800) 259-5626


State Department of Education
P.O. Box 94064
626 North 4th Street, 12th Floor
Baton Rouge, Louisiana 70804-9064
(504) 342-2098


Finance Authority of Maine
P.O. Box 949
Augusta, Maine 04333-0949
(207) 287-3263


Maine Department of Education
23 State House Station
Augusta, ME 04333-0023
Voice: (207) 287-5800
TDD/TTY for Hearing-Impaired: (207) 287-2550
Fax: (207) 287-5900


Maryland Higher Education Commission
Jeffrey Building, 16 Francis Street
Annapolis, Maryland 21401-1781
(410) 974-2971


Maryland State Department of Education
200 West Baltimore Street
Baltimore, Maryland 21201-2595
(410) 767-0480


Massachusetts Board of Higher Education
330 Stuart Street
Boston, Massachusetts 02116
(617) 727-9420


State Department of Education
350 Main Street
Malden, Massachusetts 02148-5023
(617) 388-3300


Massachusetts Higher Education Information Center
666 Boylston St.
Boston, Massachusetts 20116
(617) 536-0200 x4719


Michigan Higher Education Assistance Authority
Office of Scholarships and Grants
P.O. Box 30462
Lansing, Michigan 48909-7962
(517) 373-3394


Michigan Department of Education
608 West Allegan Street
Hannah Building
Lansing, Michigan 48909
(517) 373-3324


Minnesota Higher Education Services Office
Suite 400, Capitol Square Bldg.
550 Cedar Street
St. Paul, Minnesota 55101-2292
(800) 657-3866


Department of Children, Families and Learning
712 Capitol Square Building
550 Cedar Street
St. Paul, Minnesota 55101
(612) 296-6104


Minnesota Private College Council


Minnesota Office of Higher Education and the SELF Loan.


Mississippi Postsecondary Education
Financial Assistance Board
3825 Ridgewood Road
Jackson, Mississippi 39211-6453
(601) 982-6663


State Department of Education
P.O. Box 771
Jackson, Mississippi 39205-0771
(601) 359-3768


Mississippi Board of Trustees of State Institutions of Higher Learning


Missouri Coordinating Board for Higher Education
3515 Amazonas Drive
Jefferson City, Missouri 65109-5717
(314) 751-2361


Missouri State Department of Elementary and
Secondary Education

P.O. Box 480
205 Jefferson Street, Sixth Floor
Jefferson City, Missouri 65102-0480
(314) 751-2931


Missouri Department of Higher Education


Montana University System
2500 Broadway
Helena, Montana 59620-3103
(406) 444-6570


State Office of Public Instruction
State Capitol, Room 106
Helena, Montana 59620
(406) 444-4422


Coordinating Commission for Postsecondary Education
P.O. Box 95005
Lincoln, Nebraska 68509-5005
(402) 471-2847


Nebraska Department of Education
P.O. Box 94987
301 Centennial Mall South
Lincoln, Nebraska 68509-4987
(402) 471-2784


Nevada Department of Education
400 West King Street
Capitol Complex
Carson City, Nevada 89710
(702) 687-5915


New Hampshire Postsecondary Education Commission
2 Industrial Park Drive
Concord, New Hampshire 03301-8512
(603) 271-2555


State Department of Education
State Office Park South
101 Pleasant Street
Concord, New Hampshire 03301
(603) 271-2632


State of New Jersey
Office of Student Financial Assistance
4 Quakerbridge Plaza, CN 540
Trenton, New Jersey 08625
(800) 792-8670


State Department of Education
225 West State Street
Trenton, New Jersey 08625-0500
(609) 984-6409


New Mexico Commission on Higher Education
1068 Cerrillos Road
Santa Fe, New Mexico 87501-4925
(505) 827-7383


State Department of Education
Education Building
300 Don Gaspar
Santa Fe, New Mexico 87501-2786
(505) 827-6648


New York State Higher Education Services Corporation
One Commerce Plaza
Albany, New York 12255
(518) 474-5642


State Education Department
111 Education Building
Washington Avenue
Albany, New York 12234
(518) 474-5705


New York State Education Department Office of Higher Education and the Professions


North Carolina State Education Assistance Authority
P.O. Box 2688
Chapel Hill, North Carolina 27515-2688
(919) 821-4771


State Department of Public Instruction
Education Building
Division of Teacher Education
116 West Edenton Street
Raleigh, North Carolina 27603-1712
(919) 733-0701


North Dakota University System
North Dakota Student Financial Assistance Program
600 East Boulevard Avenue
Bismarck, North Dakota 58505-0230
(701) 224-4114


State Department of Public Instruction
State Capitol Building, 11th Floor
600 East Boulevard Avenue
Bismarck, North Dakota 58505-0164
(701) 224-2271


Ohio Board of Regents
P.O. Box 182452
309 South Fourth Street
Columbus, Ohio 43218-2452


State Department of Education
65 South Front Street, Room 1005
Columbus, Ohio 43266-0308
(614) 466-2761


Oklahoma State Regents for Higher Education
PO Box 108850
Oklahoma City, OK 73101-8850
(405) 225-9239


Oklahoma Guaranteed Student Loan Program
PO Box 3000
Oklahoma City, OK 73101-3000
(405) 234-4300


State Department of Education
Oliver Hodge Memorial Education Building
2500 North Lincoln Boulevard
Oklahoma City, Oklahoma 73105-4599
(405) 521-3301


Oregon Student Assistance Commission
Suite 100, 1500 Valley River Drive
Eugene, Oregon 97401-2130
(503) 687-7400


Oregon State System of Heigher Education
700 Pringle Parkway, S.E.
Salem, Oregon 97310-0290
(503) 378-5585


Oregon Department of Education
255 Capitol Street NE
Salem, OR 97310-0203


Pennsylvania Higher Education Assistance Agency
1200 North Seventh Street
Harrisburg, Pennsylvania 17102-1444
(800) 692-7435


P.O. Box 8114
Harrisburg, Pennsylvania 17105-8114
(717) 720-2075

See also Pennsylvania State System of Higher Education (PASSHE).


Rhode Island Board of Governors for Higher Education &
Rhode Island Office of Higher Education
301 Promenade Street
Providence, Rhode Island, 02908-5720
Voice: (401) 277-6560
Fax: (401) 277-6111


Rhode Island Higher Education Assistance Authority
560 Jefferson Boulevard
Warwick, Rhode Island 02886
(800) 922-9855


State Department of Education
22 Hayes Street
Providence, Rhode Island 02908
(401) 277-3126


South Carolina Higher Education Tuition Grants Commission
1310 Lady Street, Suite 811
P.O. Box 12159
Columbia, South Carolina 29201
(803) 734-1200


State Department of Education
803-a Rutledge Building
1429 Senate Street
Columbia, South Carolina 29201
(803) 734-8364


Department of Education and Cultural Affairs
Office of the Secretary
700 Governors Drive
Pierre, South Dakota 57501-2291
(605) 773-3134


South Dakota Board of Regents


Tennessee Higher Education Commission
404 James Robertson Parkway
Suite 1900
Nashville, Tennessee 37243-0820
(615) 741-3605


State Department of Education
100 Cordell Hull Building
Nashville, Tennessee 37219-5335
(615)741-1346 or (800) 342-1663 (TN residents only)


Texas Higher Education Coordinating Board
P.O. Box 12788, Capitol Station
Austin, Texas 78711
(800) 242-3062


Utah State Board of Regents
Utah System of Higher Education
355 West North Temple
#3 Triad Center, Suite 550
Salt Lake City, Utah 84180-1205
(801) 321-7205


Utah State Office of Education
250 East 500 South
Salt Lake City, Utah 84111
(801) 538-7779


Vermont Student Assistance Corporation
Champlain Mill
P.O. Box 2000
Winooski, Vermont 05404-2601
(800) 642-3177


Vermont Department of Education
120 State Street
Montpelier, VT 05620-2501
Voice: (802) 828-3147
Fax: (802) 828-3140


State Council of Higher Education for Virginia
James Monroe Building
101 North Fourteenth Street
Richmond, Virginia 23219
(804) 786-1690


State Department of Education
P.O. Box 2120
James Monroe Building
14th and Franklin Streets
Richmond, Virginia 23216-2120
(804) 225-2072

(See also SCHEV's financial aid web page.)


Washington State Higher Education Coordinating Board
P.O. Box 43430, 917 Lakeridge Way, S.W.
Olympia, Washington 98504-3430
(206) 753-7850


State Department of Public Instruction
Old Capitol Building, P.O. Box FG 11
Olympia, Washington, 98504-3211
(206) 753-2858


State Department of Education
1900 Washington Street
Building B, Room 358
Charleston, West Virginia 25305
(304) 588-2691


State College & University Systems of West Virginia Central Office
1018 Kanawha Boulevard East, Suite 700
Charleston, West Virginia 25301-2827
(304) 558-4016


Higher Educational Aids Board
P.O. Box 7885
Madison, Wisconsin 53707-7885
(608) 267-2206


State Department of Public Instruction
125 South Wester Street
P.O. Box 7841
Madison, Wisconsin 53707-7814
(608) 266-2364


Wyoming State Department of Education
Hathaway Building
2300 Capitol Avenue, 2nd Floor
Cheyenne, Wyoming 82002-0050
(307) 777-6265


Wyoming Community College Commission
2020 Carey Avenue, 8th Floor
Cheyenne, Wyoming 82002
(307) 777-7763


American Samoa Community College
Board of Higher Education
P.O. Box 2609
Pago Pago, American Samoa 96799-2609
(684) 699-9155


American Samoa Government
Department of Education
P.O. Box D.O.E.
Pago Pago, American Somoa 96799
(684) 633-5237


University of Guam
303 University Drive
Mangilao, Guam 96923
(671) 734-4469


Northern Marianas College
P.O. Box 1250
Saipan, Northern Mariana Islands 96950
(670) 234-6128


Commonwealth of the Northern Mariana Islands
State Board of Public Education
Public School System
P.O. Box 1370, CK
Saipan, Northern Mariana Islands 96950
(670) 322-6402


Council on Higher Education
Box 23305 - UPR Station
Rio Piedras, Puerto Rico 00931
(809) 758-3350


Department of Education
P.O. Box 759
Hato Rey, Puerto Rico 00919
(809) 753-2200


Virgin Islands Joint Boards of Education
Charlotte Amalie, P.O. Box 11900
St. Thomas, Virgin Islands 00801
(809) 774-4546


Virgin Islands Department of Education
Office of Federal Programs
No. 44-46 Kongens Gade, Charlotte Amalie
St. Thomas, Virgin Islands 00802
(809) 774-0100



Federated States of Micronesia
Federated States of Micronesia
1725 N. Street, N.W.
Washington, DC 20036
(202) 223-4383


Republic of the Marshall Islands
RMI Scholarship Grant and Loan Board
P.O. Box 1436
3 Lagoon Road
Majuro, Marshall Islands 96960
(692) 625-3108


Republic of Palau
Ministry of Education Bureau
P.O. Box 9
Koror, Republic of Palau, TT 96940
(680) 488-1003


SSIG Program
Office of Postsecondary Education
Student Financial Assistance Programs
Pell and State Grant Section
U.S. Department of Education
ROB #3, Room 3045
600 Independence Avenue, S.W.
Washington, DC 20202-5447
(202) 708-4607


Byrd Program (not funded since April 2011)
Division of Higher Education Incentive Programs
Higher Education Programs
Office of Postsecondary Education
U.S. Department of Education
1280 Maryland Avenue, S.W.
Suite C80
Washington, DC 20024





© 2019 College Planning Resources - All Rights Reserved  |   Websites by SiteSteward, Inc